Neither of the two gentlemen are expert swimmers – indeed so far as I can gather, Mr. Bunting in the excitement of the occasion forgot almost everything he had ever known of swimming – but they waded out valiantly one on each side of the ladder, thrust it out before them and committed themselves to the deep, in a manner casting no discredit upon our nation and race.

Yet on the whole I think it is a matter for general congratulation that they were not engaged in the rescue of a genuinely drowning person. At the time of my enquiries whatever soreness of argument that may once have obtained between them had passed, and it is fairly clear that while Fred Bunting was engaged in swimming hard against the long side of the ladder and so causing it to rotate slowly on its axis, Mr. Bunting had already swallowed a very considerable amount of sea-water and was kicking Fred in the chest with aimless vigour. This he did, as he explains, “to get my legs down, you know. Something about that ladder, you know, and they would go up!”

And then quite unexpectedly the Sea Lady appeared beside them. One lovely arm supported Mr. Bunting about the waist and the other was over the ladder. She did not appear at all pale or frightened or out of breath, Fred told me when I cross-examined him, though at the time he was too violently excited to note a detail of that sort. Indeed she smiled and spoke in an easy pleasant voice.

“Cramp,” she said, “I have cramp.” Both the men were convinced of that.

Mr. Bunting was on the point of telling her to hold tight and she would be quite safe, when a little wave went almost entirely into his mouth and reduced him to wild splutterings.

“We’ll get you in,” said Fred, or something of that sort, and so they all hung, bobbing in the water to the tune of Mr. Bunting’s trouble.

They seem to have rocked so for some time. Fred says the Sea Lady looked calm but a little puzzled and that she seemed to measure the distance shoreward. “You mean to save me?” she asked him.

He was trying to think what could be done before his father drowned. “We’re saving you now,” he said.

“You’ll take me ashore?”

As she seemed so cool he thought he would explain his plan of operations, “Trying to get – end of ladder – kick with my legs. Only a few yards out of our depth – if we could only – ”

“Minute – get my breath – moufu’ sea-water,” said Mr. Bunting. Splash! wuff!..

And then it seemed to Fred that a little miracle happened. There was a swirl of the water like the swirl about a screw propeller, and he gripped the Sea Lady and the ladder just in time, as it seemed to him, to prevent his being washed far out into the Channel. His father vanished from his sight with an expression of astonishment just forming on his face and reappeared beside him, so far as back and legs are concerned, holding on to the ladder with a sort of death grip. And then behold! They had shifted a dozen yards inshore, and they were in less than five feet of water and Fred could feel the ground.

At its touch his amazement and dismay immediately gave way to the purest heroism. He thrust ladder and Sea Lady before him, abandoned the ladder and his now quite disordered parent, caught her tightly in his arms, and bore her up out of the water. The young ladies cried “Saved!” the maids cried “Saved!” Distant voices echoed “Saved, Hooray!” Everybody in fact cried “Saved!” except Mrs. Bunting, who was, she says, under the impression that Mr. Bunting was in a fit, and Mr. Bunting, who seems to have been under an impression that all those laws of nature by which, under Providence, we are permitted to float and swim, were in suspense and that the best thing to do was to kick very hard and fast until the end should come. But in a dozen seconds or so his head was up again and his feet were on the ground and he was making whale and walrus noises, and noises like a horse and like an angry cat and like sawing, and was wiping the water from his eyes; and Mrs. Bunting (except that now and then she really had to turn and say “Randolph!”) could give her attention to the beautiful burthen that clung about her son.

And it is a curious thing that the Sea Lady was at least a minute out of the water before anyone discovered that she was in any way different from – other ladies. I suppose they were all crowding close to her and looking at her beautiful face, or perhaps they imagined that she was wearing some indiscreet but novel form of dark riding habit or something of that sort. Anyhow not one of them noticed it, although it must have been before their eyes as plain as day. Certainly it must have blended with the costume. And there they stood, imagining that Fred had rescued a lovely lady of indisputable fashion, who had been bathing from some neighbouring house, and wondering why on earth there was nobody on the beach to claim her. And she clung to Fred and, as Miss Mabel Glendower subsequently remarked in the course of conversation with him, Fred clung to her.

“I had cramp,” said the Sea Lady, with her lips against Fred’s cheek and one eye on Mrs. Bunting. “I am sure it was cramp… I’ve got it still.”

“I don’t see anybody – ” began Mrs. Bunting.

“Please carry me in,” said the Sea Lady, closing her eyes as if she were ill – though her cheek was flushed and warm. “Carry me in.”

“Where?” gasped Fred.

“Carry me into the house,” she whispered to him.

“Which house?”

Mrs. Bunting came nearer.

“Your house,” said the Sea Lady, and shut her eyes for good and became oblivious to all further remarks.

“She – But I don’t understand – ” said Mrs. Bunting, addressing everybody…

And then it was they saw it. Nettie, the younger Miss Bunting, saw it first. She pointed, she says, before she could find words to speak. Then they all saw it! Miss Glendower, I believe, was the person who was last to see it. At any rate it would have been like her if she had been.

“Mother,” said Nettie, giving words to the general horror. “Mother! She has a tail!”

And then the three maids and Mabel Glendower screamed one after the other. “Look!” they cried. “A tail!”

“Of all – ” said Mrs. Bunting, and words failed her.

“Oh!” said Miss Glendower, and put her hand to her heart.

And then one of the maids gave it a name. “It’s a mermaid!” screamed the maid, and then everyone screamed, “It’s a mermaid.”

Except the mermaid herself; she remained quite passive, pretending to be insensible partly on Fred’s shoulder and altogether in his arms.

II

That, you know, is the tableau so far as I have been able to piece it together again. You must imagine this little knot of people upon the beach, and Mr. Bunting, I figure, a little apart, just wading out of the water and very wet and incredulous and half drowned. And the neighbour’s ladder was drifting quietly out to sea.

Of course it was one of those positions that have an air of being conspicuous.

Indeed it was conspicuous. It was some way below high water and the group stood out perhaps thirty yards down the beach. Nobody, as Mrs. Bunting told my cousin Melville, knew a bit what to do and they all had even an exaggerated share of the national hatred of being seen in a puzzle. The mermaid seemed content to remain a beautiful problem clinging to Fred, and by all accounts she was a reasonable burthen for a man. It seems that the very large family of people who were stopping at the house called Koot Hoomi had appeared in force, and they were all staring and gesticulating. They were just the sort of people the Buntings did not want to know – tradespeople very probably. Presently one of the men – the particularly vulgar man who used to shoot at the gulls – began putting down their ladder as if he intended to offer advice, and Mrs. Bunting also became aware of the black glare of the field glasses of a still more horrid man to the west.

Moreover the popular author who lived next door, an irascible dark square-headed little man in spectacles, suddenly turned up and began bawling from his inaccessible wall top something foolish about his ladder. Nobody thought of his silly ladder or took any trouble about it, naturally. He was quite stupidly excited. To judge by his tone and gestures he was using dreadful language and seemed disposed every moment to jump down to the beach and come to them.

And then to crown the situation, over the westward groin appeared Low Excursionists!

First of all their heads came, and then their remarks. Then they began to clamber the breakwater with joyful shouts.

“Pip, Pip,” said the Low Excursionists as they climbed – it was the year of “pip, pip” – and, “What HO she bumps!” and then less generally, “What’s up ’ere?”

And the voices of other Low Excursionists still invisible answered, “Pip, Pip.”

It was evidently a large party.

“Anything wrong?” shouted one of the Low Excursionists at a venture.

“My dear!” said Mrs. Bunting to Mabel, “what are we to do?” And in her description of the affair to my cousin Melville she used always to make that the clou of the story. “My DEAR! What ARE we to do?”

I believe that in her desperation she even glanced at the water. But of course to have put the mermaid back then would have involved the most terrible explanations…

It was evident there was only one thing to be done. Mrs. Bunting said as much. “The only thing,” said she, “is to carry her indoors.”

And carry her indoors they did!..

One can figure the little procession. In front Fred, wet and astonished but still clinging and clung to, and altogether too out of breath for words. And in his arms the Sea Lady. She had a beautiful figure, I understand, until that horrible tail began (and the fin of it, Mrs. Bunting told my cousin in a whispered confidence, went up and down and with pointed corners for all the world like a mackerel’s). It flopped and dripped along the path – I imagine. She was wearing a very nice and very long-skirted dress of red material trimmed with coarse white lace, and she had, Mabel told me, a gilet, though that would scarcely show as they went up the garden. And that Phrygian cap hid all her golden hair and showed the white, low, level forehead over her sea-blue eyes. From all that followed, I imagine her at the moment scanning the veranda and windows of the house with a certain eagerness of scrutiny.

Behind this staggering group of two I believe Mrs. Bunting came. Then Mr. Bunting. Dreadfully wet and broken down Mr. Bunting must have been by then, and from one or two things I have noticed since, I can’t help imagining him as pursuing his wife with, “Of course, my dear, I couldn’t tell, you know!”

And then, in a dismayed yet curious bunch, the girls in their wraps of towelling and the maids carrying the ropes and things and, as if inadvertently, as became them, most of Mr. and Fred Bunting’s clothes.

And then Miss Glendower, for once at least in no sort of pose whatever, clutching “Sir George Tressady” and perplexed and disturbed beyond measure.

And then, as it were pursuing them all, “Pip, pip,” and the hat and raised eyebrows of a Low Excursionist still anxious to know “What’s up?” from the garden end.

So it was, or at least in some such way, and to the accompaniment of the wildest ravings about some ladder or other heard all too distinctly over the garden wall – (“Overdressed Snobbs take my rare old English adjective ladder…!”) – that they carried the Sea Lady (who appeared serenely insensible to everything) up through the house and laid her down upon the couch in Mrs. Bunting’s room.

And just as Miss Glendower was suggesting that the very best thing they could do would be to send for a doctor, the Sea Lady with a beautiful naturalness sighed and came to.