CHAPTER 5

When he awoke next morning, the weather was so gloomy that he seriously resumed his thought of getting away from London. Why, indeed, did he make London his home, when it would be easy to live in places vastly more interesting, and under a pure sky? He was a citizen of no city at all, and had less desire than ever to bind himself to a permanent habitation. All very well so long as he kept among his male friends, at the club and elsewhere; but this 'society' played the deuce with him, and he had not the common-sense, the force of resolve, to keep out of it altogether.

Well, he must go to his bank this morning, to draw cash.

It was about twelve o'clock when he stood at the counter, waiting with his cheque. The man before him talked with the teller.

'Do you know that the "Britannia" has shut up?'

'The bank? No!'

'But it has. I passed just now, and there were a lot of people standing about. Closed at half-past eleven, they say.

Harvey had a singular sensation, a tremor at his heart, a flutter of the pulses, a turning cold and hot; then he was quite calm again, and said to himself, 'Of course.' For a minute or two the quiet routine of the bank was suspended; the news passed from mouth to mouth; newcomers swelled a gossiping group in front of the counter, and Harvey listened. The general tone was cynical; there sounded scarcely a note of indignation; no one present seemed to be personally affected by the disaster. The name of Bennet Frothingham was frequently pronounced, with unflattering comments.

'Somebody'll get it hot,' remarked one of the speakers; and the others laughed.

Rolfe, having transacted his business, walked away. It struck him that he would go and look at the closed bank, but he did not remember the address; a policeman directed him, and he walked on, the distance not being very great. At the end of the street in which the building stood, signs of the unusual became observable—the outskirts of a crowd, hanging loose in animated talk, as after some exciting occurrence; and before the bank itself was gathered a throng of men, respectability's silk hats mingling with the felts and caps of lower strata. Here and there a voice could be heard raised in anger, but the prevailing emotion seemed to be mere curiosity. The people who would suffer most from the collapse of this high-sounding enterprise could not reach the scene of calamity at half an hour's notice; they were dwellers in many parts of the British Isles, strangers most of them to London city, with but a vague mental picture of the local habitation of the Britannia Loan, Assurance, Investment, and Banking Company, Limited.

His arm was seized, and a voice said hoarsely in his ear—

'By God! too late.'

Hugh Carnaby had tumbled out of a cab, and saw his friend in the same moment that he got near enough to perceive that the doors of the bank were shut.

'The thieves have lost no time,' he added, pale with fury.

'You had warning of it?'

Hugh pulled him a few yards away, and whispered–

'Bennet Frothingham shot himself last night.'

Again Harvey experienced that disagreeable heart-shock, with the alternation of hot and cold.

'Where? At home?'

'At the office of Stock and Share. Come farther away. It'll be in the evening papers directly, but I don't want those blackguards to hear me. I got up late this morning, and as I was having breakfast, Sibyl rushed in. She brought the news; had it from some friend of her mother's, a man connected somehow with Stock and Share. I thought they would shut up shop, and came to try and save Sibyl's balance—a couple of hundred, that's all—but they've swallowed it with the rest.'

'With the rest?'

Hugh laughed mockingly.

'Of hers. Devilish bad luck Sibyl has. It was just a toss-up that a good deal of my own wasn't in, one way or another.'

'Do you know any more about Frothingham?'

'No. Only the fact. Don't know when it was, or when it got known. We shall have it from the papers presently. I think every penny Mrs Larkfield had was in.'

'But it may not mean absolute ruin,' urged Harvey.

'I know what to think when B. F. commits suicide. We shall hear that some of the others have bolted. It'll be as clean a sweep as our housekeeper's little job.'

'I've had queer presentiments,' Harvey murmured.

'Why, damn it, so have I! So had lots of people. But nobody ever does anything till it's too late. I must get home again with my agreeable news. You'll be going to the club, I dare say? They'll have plenty to talk about for the next month or two.'

'Try to come round tonight to my place.'

'Perhaps. It depends on fifty chances. There's only one thing I know for certain—that I shall get out of this cursed country as soon as possible.'

They parted, and Harvey walked westward. He had no reason for hurry; as usual, the tumult of the world's business passed him by; he was merely a looker-on. It occurred to him that it might be a refreshing and a salutary change if for once he found himself involved in the anxieties to which other men were subject; this long exemption and security fostered a too exclusive regard of self, an inaptitude for sympathetic emotion, which he recognised as the defect of his character. This morning's events had startled him, and given a shock to his imagination; but already he viewed them and their consequences with a self-possession which differed little from unconcern. Bennet Frothingham, no doubt, had played a rascally game, foreseeing all along the issues of defeat. As to his wife and daughter, it would be strange if they were not provided for; suffer who might, they would probably live on in material comfort, and nowadays that was the first consideration. He was surprised that their calamity left him so unmoved; it showed conclusively how artificial were his relations with these persons; in no sense did he belong to their world; for all his foolish flutterings, Alma Frothingham remained a stranger to him, alien from every point of view, personal, intellectual, social. And how many of the people who crowded to her concert last night would hear the news this morning with genuine distress on her account? Gratified envy would be the prevailing mood, with rancorous hostility in the minds of those who were losers by Bennet Frothingham's knavery or ill-fortune. Hugh Carnaby's position called for no lament; he had a sufficient income of his own, and would now easily overcome his wife's pernicious influence; with or without her, he would break away from a life of corrupting indolence, and somewhere beyond seas 'beat the British drum'—use his superabundant vitality as nature prompted.

After all, it promised to clear the air. These explosions were periodic, inevitable, wholesome. The Britannia Loan, &c, &c, &c, had run its pestilent course; exciting avarice, perturbing quiet industry with the passion of the gamester, inflating vulgar ambition, now at length scattering wreck and ruin. This is how mankind progresses. Harvey Rolfe felt glad that no theological or scientific dogma constrained him to a justification of the laws of life.

At lunchtime, newspaper boys began to yell. The earliest placards roared in immense typography. In the Metropolitan Club, sheets moist from the press suddenly descended like a fall of snow. Rolfe stood by a window and read quietly. This first report told him little that he had not already learnt, but there were a few details of the suicide. Frothingham, it appeared, always visited the office of Stock and Share on the day before publication. Yesterday, as usual, he had looked in for half an hour at three o'clock; but unexpectedly he came again at seven in the evening, and for a third time at about eleven, when the printing of the paper was in full swing. 'It was supposed by the persons whom he then saw that Mr. Frothingham finally quitted the office; whether he actually left the building or not seems to remain uncertain. If so, he re-entered without being observed, which does not seem likely. Between two and three o'clock this morning, when Stock and Share was practically ready for distribution, a man employed on the premises is said, for some unexplained reason, to have ascended to the top floor of the building, and to have entered a room ordinarily unused. A gas-jet was burning, and the man was horrified to discover the dead body of Mr. Frothingham, at full length on the floor, in his hand a pistol. On the alarm being given, medical aid was at once summoned, and it became evident that death had taken place more than an hour previously. That no one heard the report of a pistol can be easily explained by the noise of the machinery below. The dead man's face was placid. Very little blood had issued from the wound, and the shot must have been fired with a remarkably steady hand.'

'A room on the top floor of the building, ordinarily unused–' What story was it that Alma Frothingham told last night, of her visit to the office of Stock and Share? Rolfe had not paid much attention to it at the time; now he recalled the anecdote, and was more impressed by its significance. That room, his first place of business, the scene of poor beginnings, Bennet Frothingham had chosen for his place of death. Perhaps he had long foreseen this possibility, had mused upon the dramatic fitness of such an end; for there was a strain of melancholy in the man, legible on his countenance, perceptible in his private conversation. Just about the time when Alma laughingly told the story, her father must have been sitting in that upper room, thinking his last thoughts; or it might be that he lay already dead.

Later issues contained much fuller reports. The man who found the body had explained his behaviour in going up to the unused room, and it relieved the dark affair with a touch of comedy. Before coming to work, he had quarrelled with his wife, and, rather than go home in the early hours of the morning, he hit upon the idea of finding a sleeping-place here on the premises, to which he could slink unnoticed. 'It's little enough sleep I get in my own house,' was his remark to the reporter who won his confidence. Clubmen were hilarious over this incident, speculating as to the result of its publication on the indiscreet man's domestic troubles.

It was not unremarked that a long time elapsed between the discovery of the suicide and its being heard of by anyone who had an interest in making it generally known. With the exception of two persons, all who were engaged upon the production of the newspaper went home in complete ignorance of what had happened, so cautiously and successfully was the situation dealt with by the sub-editor and his informant. When, after an examination by the doctor, who had been summoned in all secrecy, it became necessary to communicate with the police, the employees had all gone away, and the printed sheets had been conveyed to the distributing agents. Naturally, the subeditor of Stock and Share' preserved a certain reticence in the matter; but one could hardly be mistaken in assuming that the directors of the Britannia Company—two or three of them, at all events—had an opportunity of surveying their position long before the hour when this momentous news got abroad.