"I expect my husband home at any time," she hastened to say. And thinking she saw a change in the man's countenance at this she put on quite an air of sudden satisfaction and bounded toward the front of the house. "There! I think I hear him now," she cried.

Her motive was to gain time, and if possible to obtain the opportunity of shifting the money from the place where she had first put it into another and safer one. "I want to be able," she thought, "to swear that I have no money with me in this house. If I can only get it into my apron I will drop it outside the door into the snowbank. It will be as safe there as in the vaults it came from." And dashing into the sitting-room she made a feint of dragging down a shawl from a screen, while she secretly filled her skirt with the bills which had been put between some old pamphlets on the bookshelves.

She could hear the man grumbling in the kitchen, but he did not follow her front, and taking advantage of the moment's respite from his none too encouraging presence she unbarred the door and cheerfully called out her husband's name.

The ruse was successful. She was enabled to fling the notes where the falling flakes would soon cover them from sight, and feeling more courageous, now that the money was out of the house, she went slowly back, saying she had made a mistake, and that it was the wind she had heard.

The man gave a gruff but knowing guffaw and then resumed his watch over her, following her steps as she proceeded to set him out a meal, with a persistency that reminded her of a tiger just on the point of springing. But the inviting look of the viands with which she was rapidly setting the table soon distracted his attention, and allowing himself one grunt of satisfaction, he drew up a chair and set himself down to what to him was evidently a most savoury repast.

"No beer? No ale? Nothing o' that sort, eh? Don't keep a bar?" he growled, as his teeth closed on a huge hunk of bread.

She shook her head, wishing she had a little cold poison bottled up in a tight-looking jug.

"Nothing but tea," she smiled, astonished at her own ease of manner in the presence of this alarming guest.

"Then let's have that," he grumbled, taking the bowl she handed him, with an odd look that made her glad to retreat to the other side of the room.

"Jest listen to the howling wind," he went on between the huge mouthfuls of bread and cheese with which he was gorging himself. "But we're very comfortable, we two! We don't mind the storm, do we?"

Shocked by his familiarity and still more moved by the look of mingled inquiry and curiosity with which his eyes now began to wander over the walls and cupboards, she hurried to the window overlooking her nearest neighbour, and, lifting the shade, peered out. A swirl of snowflakes alone confronted her. She could neither see her neighbours, nor could she be seen by them. A shout from her to them would not be heard. She was as completely isolated as if the house stood in the centre of a desolate western plain.

"I have no trust but in God," she murmured as she came from the window. And, nerved to meet her fate, she crossed to the kitchen.

It was now half-past ten. Two hours and a half must elapse before her husband could possibly arrive.

She set her teeth at the thought and walked resolutely into the room.

"Are you done?" she asked.

"I am, ma'am," he leered. "Do you want me to wash the dishes? I kin, and I will." And he actually carried his plate and cup to the sink, where he turned the water upon them with another loud guffaw.

"If only his fancy would take him into the pantry," she thought, "I could shut and lock the door upon him and hold him prisoner till Ned gets back."

But his fancy ended its flight at the sink, and before her hopes had fully subsided he was standing on the threshold of the sitting-room door.

"It's pretty here," he exclaimed, allowing his eye to rove again over every hiding-place within sight. "I wonder now – " He stopped. His glance had fallen on the cupboard over her husband's desk.

"Well?" she asked, anxious to break the thread of his thought, which was only too plainly mirrored in his eager countenance.

He started, dropped his eyes, and, turning, surveyed her with a momentary fierceness. But, as she did not let her own glance quail, but continued to meet his gaze with what she meant for an ingratiating smile, he subdued this outward manifestation of passion, and, chuckling to hide his embarrassment, began backing into the entry, leering in evident enjoyment of the fears he caused.

However, once in the hall, he hesitated for a long time; then slowly made for the garment he had dropped on entering, and stooping, drew from underneath its folds a wicked-looking stick. Giving a kick to the coat, which sent it into a remote corner, he bestowed upon her another smile, and still carrying the stick, went slowly and reluctantly away into the kitchen.

"Oh, God Almighty, help me!" was her prayer.

There was nothing left for her now but to endure, so throwing herself into a chair, she tried to calm the beating of her heart and summon up courage for the struggle which she felt was before her. That he had come to rob and only waited to take her off her guard she now felt certain, and rapidly running over in her mind all the expedients of self-defence possible to one in her situation, she suddenly remembered the pistol which Ned kept in his desk.

Oh, why had she not thought of it before! Why had she let herself grow mad with terror when here, within reach of her hand, lay such a means of self-defence? With a feeling of joy (she had always hated pistols before and scolded Ned when he bought this one) she started to her feet and slid her hand into the drawer. But it came back empty. Ned had taken the weapon away with him.

For a moment, a surge of the bitterest feeling she had ever experienced passed over her; then she called reason to her aid and was obliged to acknowledge that the act was but natural, and that from his standpoint he was much more likely to need it than herself. But the disappointment, coming so soon after hope, unnerved her, and she sank back in her chair, giving herself up for lost.

How long she sat there with her eyes on the door through which she momentarily expected her assailant to reappear, she never knew. She was conscious only of a sort of apathy that made movement difficult and even breathing a task. In vain she tried to change her thoughts. In vain she tried to follow her husband in fancy over the snow-covered roads and into the gorge of the mountains. Imagination failed her at this point. Do what she would, all was misty to her mind's eye, and she could not see that wandering image. There was blankness between his form and her, and no life or movement anywhere but here in the scene of her terror.

Her eyes were on a strip of rug covering the entry floor, and so strange was the condition of her mind that she found herself mechanically counting the tassels finishing off its edge, growing wroth over one that was worn, till she hated that sixth tassel and mentally determined that if she ever outlived this night she would strip them all off and be done with them.

The wind had lessened, but the air had grown cooler and the snow made a sharp sound where it struck the panes. She felt it falling, though she had cut off all view of it. It seemed to her that a pall was settling over the world and that she would soon be smothered under its folds.

Meanwhile no sound came from the kitchen. A dreadful sense of doom was creeping upon her – a sense growing in intensity till she found herself watching for the shadow of that lifted stick on the wall of the entry and almost imagined she saw the tip of it appearing.

But it was the door which again blew in, admitting another man of so threatening an aspect that she succumbed instantly before him and forgot all her former fears in this new terror.

The second intruder was a negro of powerful frame and lowering aspect, and as he came forward and stood in the doorway there was observable in his fierce and desperate countenance no attempt at the insinuation of the other, only a fearful resolution that made her feel like a puppet before him, and drove her, almost without her volition, to her knees.

"Money? Is it money you want?" was her desperate greeting. "If so, here's my purse and here are my rings and watch. Take them and go."

But the stolid wretch did not even stretch out his hands. His eyes went beyond her, and the mingled anxiety and resolve which he displayed would have cowed a stouter heart than that of this poor woman.

"Keep de trash," he growled. "I want de company's money. You've got it – two thousand dollars. Show me where it is, that's all, and I won't trouble you long after I close on it."

"But it's not in the house," she cried. "I swear it is not in the house. Do you think Mr. Chivers would leave me here alone with two thousand dollars to guard?"

But the negro, swearing that she lied, leaped into the room, and tearing open the cupboard above her husband's desk, seized the bag from the corner where they had put it.

"He brought it in this," he muttered, and tried to force the bag open, but finding this impossible he took out a heavy knife and cut a big hole in its side. Instantly there fell out the pile of old receipts with which they had stuffed it, and seeing these he stamped with rage, and flinging them at her in one great handful, rushed to the drawers below, emptied them, and, finding nothing, attacked the bookcase.

"The money is somewhere here. You can't fool me," he yelled. "I saw the spot your eyes lit on when I first came into the room. Is it behind these books?" he growled, pulling them out and throwing them helter-skelter over the floor. "Women is smart in the hiding business. Is it behind these books, I say?"

They had been, or rather had been placed between the books, but she had taken them away, as we know, and he soon began to realise that his search was bringing him nothing. Leaving the bookcase he gave the books one kick, and seizing her by the arm, shook her with a murderous glare on his strange and distorted features.

"Where's the money?" he hissed. "Tell me, or you are a goner."

He raised his heavy fist. She crouched and all seemed over, when, with a rush and cry, a figure dashed between them and he fell, struck down by the very stick she had so long been expecting to see fall upon her own head. The man who had been her terror for hours had at the moment of need acted as her protector.

She must have fainted, but if so, her unconsciousness was but momentary, for when she woke again to her surroundings she found the tramp still standing over her adversary.

"I hope you don't mind, ma'am," he said, with an air of humbleness she certainly had not seen in him before, "but I think the man's dead." And he stirred with his foot the heavy figure before him.

"Oh, no, no, no!" she cried. "That would be too fearful. He's shocked, stunned; you cannot have killed him."

But the tramp was persistent. "I'm 'fraid I have," he said. "I done it before. I'm powerful strong in the biceps. But I couldn't see a man of that colour frighten a lady like you. My supper was too warm in me, ma'am. Shall I throw him outside the house?"

"Yes," she said, and then, "No; let us first be sure there is no life in him." And, hardly knowing what she did, she stooped down and peered into the glassy eyes of the prostrate man.

Suddenly she turned pale – no, not pale, but ghastly, and cowering back, shook so that the tramp, into whose features a certain refinement had passed since he had acted as her protector, thought she had discovered life in those set orbs, and was stooping down to make sure that this was so, when he saw her suddenly lean forward and, impetuously plunging her hand into the negro's throat, tear open the shirt and give one look at his bared breast.

It was white.

"O God! O God!" she moaned, and lifting the head in her two hands she gave the motionless features a long and searching look. "Water!" she cried. "Bring water." But before the now obedient tramp could respond, she had torn off the woolly wig disfiguring the dead man's head, and seeing the blond curls beneath had uttered such a shriek that it rose above the gale and was heard by her distant neighbours.

It was the head and hair of her husband.

They found out afterwards that he had contemplated this theft for months; that each and every precaution necessary to the success of this most daring undertaking had been made use of and that but for the unexpected presence in the house of the tramp, he would doubtless not only have extorted the money from his wife, but have so covered up the deed by a plausible alibi as to have retained her confidence and that of his employers.

Whether the tramp killed him out of sympathy for the defenceless woman or in rage at being disappointed in his own plans has never been determined. Mrs. Chivers herself thinks he was actuated by a rude sort of gratitude.